Another Arbitrary Insurance Premium Increase? 

 Let us help you design a better benefits plan.

Through a Budgeted ASO plan, small enterprises can work with a Third Party Administrator (TPA) to build a plan tailored to their business objectives controlling costs.

Some advantages of a Budgeted Administrative Services Only plan for employers:

  • Pay only for your actual claims while being protected from catastrophic losses
  • Get full transparency with monthly financial statements.  No year-end renewal surprises
  • Customize the benefits plan to suit your needs, not the insurer’s
  • Provide different plans for different groups within your company based on your compensation philosophy
  •  For owners, enjoy significant tax advantages by claiming all CRA approved medical expenses not typically covered by traditional insurers (example, laser eye surgery)
  • Avoid exorbitant administrative rates of 25-35% charged by traditional insurers to small businesses.

Ultimately, we help successful business owners build a better benefits plan than they can get anywhere else.

>> Complete the form to receive our free informative whitepaper entitled, “Why You Should Consider a Budgeted ASO Group Benefits Plan for Your Entrepreneurial Company.”

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Eligible Expenses Include:

  • Paramedical Practitioners: such as Physiotherapy & Massage Therapy.
  • Vision Care including Laser Eye Surgery, Contact Lenses, Glasses & Examinations.
  • Medical Facilities including Convalescent Homes & Substance Abuse Facilities.
  • Medical Devices such as Orthotics, Hearing Aids & CPAP machines.
  • Nursing Care to help you recuperate in the comfort of your own home.
  • Expenses Related to Disabilities including special programs tuition, tutoring and home or vehicle modifications.
  • Dental Services Orthodontic & Major Services including Dental Implants.
  • Out of Country Expenses for non-emergency expenses while travelling.
  • Prescription Drugs excluding only over-the-counter medication.
  • PHSP Premiums including any employee-paid premiums for health care or dental care benefits.
  • Private Hospital Room