Official Contest Rules

NO PURCHASE NECESSARY TO ENTER OR WIN.

CONTEST PERIOD: The contest begins at 12:00 a.m. Eastern Daylight Time (EDT) on  June 24, 2016 and ends at 12:01 a.m. Eastern Daylight Time (EDT) on July 9, 2016.

ELIGIBILITY: The Contest is open only to legal residents of Canada who are at least 19 years or older. Employees of The Benefits Trust and families are not eligible to win.

INAPPROPRIATE CONTENT: Obscene, provocative or otherwise questionable content will not be considered. We retain sole discretion as to what constitutes inappropriate content.

RIGHTS: By entering the contest, entrants agree to have their submitted name displayed on our website and used by us for any purpose, at any time, without any fee or other form of compensation. We reserve the right to disqualify users, without notice, and for any reason.

TO ENTER:

  1. 1. Upload your photo directly onto our Facebook page
  2. 2. Upload your photo to Twitter with the hashtag #TBTCANspirit
  3. 3. Email your photo to canadaday@thebenefitstrust.com

If your photo is accepted, you will automatically be entered to have your photo considered by our jury. We will choose an individual winner and a corporate winner. Contest moderators are not responsible for late, lost, incomplete, misdirected, unintelligible or lost Responses.

HOW TO WIN:  All accepted photos will be posted on our Facebook contest page. The lucky winners with unstoppable red and white passion will be contacted by the week of July 18th.


 
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Eligible Expenses Include:

  • Paramedical Practitioners: such as Physiotherapy & Massage Therapy.
  • Vision Care including Laser Eye Surgery, Contact Lenses, Glasses & Examinations.
  • Medical Facilities including Convalescent Homes & Substance Abuse Facilities.
  • Medical Devices such as Orthotics, Hearing Aids & CPAP machines.
  • Nursing Care to help you recuperate in the comfort of your own home.
  • Expenses Related to Disabilities including special programs tuition, tutoring and home or vehicle modifications.
  • Dental Services Orthodontic & Major Services including Dental Implants.
  • Out of Country Expenses for non-emergency expenses while travelling.
  • Prescription Drugs excluding only over-the-counter medication.
  • PHSP Premiums including any employee-paid premiums for health care or dental care benefits.
  • Private Hospital Room
 

Our Administration Fee is All Inclusive

  • Claims submission by mobile claims app, online claims portal, email, fax, and mail.
  • Daily claims adjudication and payment.Claims will be processed within 1-3 business days, 99% of claims are processed in-house within 24 hours.
  • Claims payments by direct deposit or cheque.
  • Employee and administrator inquiries handled by our client service specialists through telephone, fax and email interaction.A member of the Benefits Trust client service team will answer your call, you will not have to navigate a system to find a human being to speak with.
  • Maintenance of accurate employee benefit records, including Life Insurance beneficiaries.
  • Monthly billing statements (by division and by department as required), identifying benefits costs for each employee in each division.
  • Account changes and billing adjustments carried out by The Benefits Trust.
  • Formal benefits plan documentation to satisfy all legislative requirements concerning private health services plans prepared by The Benefits Trust contract specialists.
  • Complete Administration Manual which clearly outlines procedures and provides forms for notification of employee status changes.
  • Online administration for enrollments, changes, and terminations.
  • Monthly financial status reporting, including the current month, year to date, and prior year to date for on-going monitoring and trend analysis.
  • Employee information meetings at implementation, and regularly as needed.
  • Employee communication materials such as benefits brochures and booklets, announcement memos.
  • Wallet certificate cards provide each member with their contract number and individual certificate number, coordinated with electronic dental.
  • Facilitating insurance claims with the various carriers.