The Benefits Trust Blog
We’re Here for You
As an essential service, we want to assure you that all employees at The Benefits Trust are working and available to support you during this unprecedented time. While our physical offices are closed, our team is fully functional and operating safely from home. Please encourage your employees to communicate with us electronically. All plan (…) [Read Full Article]
Case Study: Addressing Employee Demands for More Benefit Choices in Family Owned Business
The client is a family-owned Canadian business in the logistics and distribution industry with over 70 employees, from labourers to professionals, key employees, and two generations of owners. From the beginning, it was clear to us that the diverse range of wages and salaries within the company would require a (…) [Read Full Article]
Posted in Custom Plan Design, Employee Benefits
Tags:benefits plan, employee benefits, family owned business, family owned business benefits plan
Changes Coming to OHIP in 2020
This has been a year of change for provincial health care under the Ontario government, with the trend continuing and no stone remaining unturned – including OHIP coverage. With many changes already having taken place in 2019, and a few still to come at the start of 2020, several services (…) [Read Full Article]
Posted in News
Tags:health care, health care plans, health insurance, OHIP, Ontario
Canadian Businesses Turning to Flexible Benefits Plans
While Canada continues to experience a growing multigenerational workforce, employers are currently trying to figure out how to not only encourage cohesion and collaboration among the generations, but also how to care for all of them. The needs and concerns of one generation do not necessarily overlap those of the (…) [Read Full Article]
CLHIA’s Withdrawal of Guideline G19 and Transparency
The Canadian Life and Health Insurance Association (CLHIA) recently announced the withdrawal of Guideline G19 on advisor compensation for group benefits and group retirement services, effective as of May 31, 2019. The CLHIA stressed that in spite of these changes, its members remain committed to disclosure. CLHIA president and CEO (…) [Read Full Article]
Posted in News
Common Benefits Advisor Problems: Adding Value, Part Three
In the first two parts of this series, we discussed how educating employers and employees leads to higher plan satisfaction, and why it’s important to know what you are shopping for before you shop the market. In the final part of this series, we will cover the various roles and (…) [Read Full Article]
Posted in Employee Benefits
Common Benefits Advisor Problems: Adding Value, Part Two
In part one of our series on adding value, we talked about how educating employees and employers can lead to higher plan satisfaction. Today, we’ll focus on why you need to know what you are shopping for before you shop around. Know What You Are Shopping for before You Shop (…) [Read Full Article]
Posted in Employee Benefits
Dental Fees in Ontario Rising 4.19% This Year: What Can You Do?
Ontario dental fees have been climbing annually, and 2019 is no exception. This year, the rates set by the Ontario Dental Association will increase by 4.19%. Dentists use the Provincial Dental Fee Guide to determine the rates they charge for services, while insurers use them as a guideline for “Reasonable and (…) [Read Full Article]
Posted in Benefits Costs, News
The Benefits Trust Is Celebrating its 25th Anniversary
January marks a significant milestone for The Benefits Trust: our 25th anniversary! Since opening our doors on January 1st, 1994, our vision has been to help successful business owners build a better benefits plan than they can get anywhere else, and this has never been truer than it is today. (…) [Read Full Article]
Posted in News
Season’s Greetings! See Our Holiday Hours
From all of us at The Benefits Trust, we’d like to wish our benefits members and advisors a joyful holiday season. Here’s to health and happiness in the New Year! Please be advised of our special holiday hours, in the event that you or your employees have claim inquiries: 2018 (…) [Read Full Article]
Posted in News
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Posted in News