Author Archives: Robert Crowder
Selling Employee Benefits in 2021
It’s no secret that the world is undergoing extraordinary events, which are changing the way that we live and function. These changes extend to the world of insurance and employee benefits plans – and when faced with changes, we must either fold or adapt. How can we thrive in the (…) [Read Full Article]
Why Have Normal Benefits When Times Aren’t Normal?
This past year our lives have undergone extraordinary change, thanks to the COVID-19 pandemic that has shaken the globe. As a result, the world of healthcare has changed drastically, with this global health crisis flooding emergency rooms and standard medical consultations taking place virtually rather than in-office. These changes have affected (…) [Read Full Article]
Happy Canada Day
In this second summer of discontent, we find ourselves approaching Canada Day with a sense of hope and optimism. Is it over yet? No, but we can see the light at the end of the tunnel. Normally, this time of year is consumed with conversations about the weather, travel, and (…) [Read Full Article]
Should Benefits Plans Change with a Work from Home Culture?
When people finished work on Friday, March 13th in 2020, many thought we would be going back into a normal work environment soon. That wasn’t the case. But many people weren’t properly set up to work from home and found whatever flat surface they could use to set up a (…) [Read Full Article]
Accessible Help for Substance Use Disorders
We all deal with stress, trauma, and grief in different ways – some methods are more constructive than others – and living through a pandemic has been a difficult time for everyone. The COVID-19 pandemic has intensified the struggle that many people who use alcohol and drugs experience. In fact, recent (…) [Read Full Article]
Mental Health Benefits During A Pandemic
When the COVID-19 pandemic hit, it rocked the whole world to the core. It changed everything – from the way we do business to the way we spend our leisure time, how our kids go to school or learn virtually, how we shop and spend time with our friends and (…) [Read Full Article]
Case Study: Eliminating Late Enrollments While Providing Immediate Protection in Factor Setting
At The Benefits Trust, our primary aim is to help business owners build better benefits plans than they can find anywhere else on the marketplace. We do this by tailoring and customizing plans, as opposed to offering generic, one-size-fits-all solutions like traditional insurance carriers. Recently, we had the opportunity to (…) [Read Full Article]
Beware the “COVID-19 Adjustment Factor” in Your Next Renewal
Last year, small businesses faced many challenges, including subsidizing big insurance companies during the start of the pandemic. Dental and paramedical service providers were shut down, except for emergency treatments. Though employees could not access these services, businesses were still expected to pay full premiums for benefits coverage. From March (…) [Read Full Article]
Happy Holidays from The Benefits Trust!
The Benefits Trust would like to wish our valued advisors and benefits members a happy holiday season. Though this past year was a challenge for many Canadians, we’re optimistic for what lies ahead and wish you and your loved ones a prosperous, healthy, and happy new year. We’re here to (…) [Read Full Article]
A Post-Covid Strategy for Health and Benefits Plans
In the September 2020 edition, our President, Robert J. Crowder, CLU GBA, was published in Workplace.ca, a leading publication on Canadian management and workplace resources. The topic discussed was how benefits advisors and business owners needed to plan for a post-Covid world for their health and benefits plans. Below is (…) [Read Full Article]
