Author Archives: Robert Crowder
Beware the “COVID-19 Adjustment Factor” in Your Next Renewal
Last year, small businesses faced many challenges, including subsidizing big insurance companies during the start of the pandemic. Dental and paramedical service providers were shut down, except for emergency treatments. Though employees could not access these services, businesses were still expected to pay full premiums for benefits coverage. From March (…) [Read Full Article]
Happy Holidays from The Benefits Trust!
The Benefits Trust would like to wish our valued advisors and benefits members a happy holiday season. Though this past year was a challenge for many Canadians, we’re optimistic for what lies ahead and wish you and your loved ones a prosperous, healthy, and happy new year. We’re here to (…) [Read Full Article]
A Post-Covid Strategy for Health and Benefits Plans
In the September 2020 edition, our President, Robert J. Crowder, CLU GBA, was published in Workplace.ca, a leading publication on Canadian management and workplace resources. The topic discussed was how benefits advisors and business owners needed to plan for a post-Covid world for their health and benefits plans. Below is (…) [Read Full Article]
Happy Canada Day from all of us at The Benefits Trust!
Last year, we celebrated our 25th anniversary at The Benefits Trust. In no corner of our imagination could we have expected to find ourselves where we are today. Like most of you, we are coping, we are adapting, and we are looking ahead to a brighter future. This year, we (…) [Read Full Article]
We’re Here for You
As an essential service, we want to assure you that all employees at The Benefits Trust are working and available to support you during this unprecedented time. While our physical offices are closed, our team is fully functional and operating safely from home. Please encourage your employees to communicate with us electronically. All plan (…) [Read Full Article]
CLHIA’s Withdrawal of Guideline G19 and Transparency
The Canadian Life and Health Insurance Association (CLHIA) recently announced the withdrawal of Guideline G19 on advisor compensation for group benefits and group retirement services, effective as of May 31, 2019. The CLHIA stressed that in spite of these changes, its members remain committed to disclosure. CLHIA president and CEO (…) [Read Full Article]
The Benefits Trust Is Celebrating its 25th Anniversary
January marks a significant milestone for The Benefits Trust: our 25th anniversary! Since opening our doors on January 1st, 1994, our vision has been to help successful business owners build a better benefits plan than they can get anywhere else, and this has never been truer than it is today. (…) [Read Full Article]
Season’s Greetings! See Our Holiday Hours
From all of us at The Benefits Trust, we’d like to wish our benefits members and advisors a joyful holiday season. Here’s to health and happiness in the New Year! Please be advised of our special holiday hours, in the event that you or your employees have claim inquiries: 2018 (…) [Read Full Article]
Selling Benefits Plans to Religious Groups & Charities
Groups such as religious organizations, not-for-profits, and charities often have specific needs for their healthcare plans that conventional off-the-shelf plans cannot accommodate. Benefits plan advisors have a great opportunity to offer customized benefits to this market. There are many reasons these types of groups may not currently have a benefits (…) [Read Full Article]
OHIP+: New Benefits for Children & Youth Coming Jan 1, 2018
Starting January 1st, 2018, the Government of Ontario will offer expanded drug benefits for children and youth. Under the new OHIP+: Children and Youth Pharmacare program, Ontario Drug Benefit (ODB) drugs will be fully covered, regardless of family income or student status. In anticipation of these changes, we’ve compiled a (…) [Read Full Article]
