Category Archives: Coordination of Benefits

Common Benefits Advisor Problems: Adding Value, Part One

As an advisor, there are many ways to add value for your clients.
Posted on July 26th, 2018 by Mike Ignatz

As a benefits broker, you know you need to consistently add value for your clients. And value means a lot more than just saving money—it’s about being a trusted advisor who educates and helps business owners make the best decisions for their unique situation. In this blog series, we will (…) [Read Full Article]

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OHIP+: New Benefits for Children and Youth Coming January 1, 2018

Posted on December 19th, 2017 by Robert Crowder

Starting January 1st, 2018, the Government of Ontario will offer expanded drug benefits for children and youth. Under the new OHIP+: Children and Youth Pharmacare program, Ontario Drug Benefit (ODB) drugs will be fully covered, regardless of family income or student status. In anticipation of these changes, we’ve compiled a (…) [Read Full Article]

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Common Benefits Advisor Problems: Pricing Pandemonium

Posted on October 4th, 2017 by Robert Crowder

Every benefits broker has had the stressful experience of having to tell their clients that premiums are increasing – clients certainly aren’t happy to hear this news, you’re going into the conversation already on the defense, and sometimes the relationship you’ve built can even take a blow. But it doesn’t (…) [Read Full Article]

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How Does the Ontario Drug Benefit (ODB) Program Work with a Benefits Plan for Employees Over 65?

prescription medications benefits
Posted on September 15th, 2016 by Mike Ignatz

The Ontario Drug Benefit (ODB) program is a government program that helps certain individuals cover the cost of their prescription medications. The ODB includes over 4,400 prescription drugs, as well as some nutrition products and diabetic testing agents. Click here to access the Formulary database to search which drugs are (…) [Read Full Article]

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Do You Know These Details about Coordination of Benefits?

Benefits Plans
Posted on June 12th, 2015 by Mike Ignatz

Most people know the essentials of coordination of benefits (COB); however, there are a few details that are less widely known. These details are important to understand. They allow you to get the most from the different benefits plans you and your dependents are covered under. Coordination of Benefits Basics (…) [Read Full Article]

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Do You and Your Employees Know These Important OHIP Coverage Details?

OHIP
Posted on February 13th, 2015 by Karen Taylor Smith

Do you and your employees know all the ins and outs of the Ontario Health Insurance Plan (OHIP)? If you’re not in the healthcare or benefits industry, chances are that you don’t. And you might be missing out on some great coverage options! Benefits plans are designed to wrap around (…) [Read Full Article]

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How Benefits Plans Discriminate Against Executives

Benefits Plans
Posted on September 18th, 2014 by Robert Crowder

That’s right: most off-the-shelf benefits plans on the market discriminate against executives. It’s simple when you think about it. Let’s say everyone in your company has the same, standard benefits plan. When you hire a new employee in an entry-level position and give them benefits, they’re getting the same benefits (…) [Read Full Article]

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