Category Archives: Flexible Benefits

Why Have Normal Benefits When Times Aren’t Normal?

Posted on July 28th, 2021 by Robert Crowder

This past year our lives have undergone extraordinary change, thanks to the COVID-19 pandemic that has shaken the globe. As a result, the world of healthcare has changed drastically, with this global health crisis flooding emergency rooms and standard medical consultations taking place virtually rather than in-office. These changes have affected (…) [Read Full Article]


Accessible Help for Substance Use Disorders

Girl on smartphone
Posted on May 28th, 2021 by Robert Crowder

We all deal with stress, trauma, and grief in different ways – some methods are more constructive than others – and living through a pandemic has been a difficult time for everyone. The COVID-19 pandemic has intensified the struggle that many people who use alcohol and drugs experience. In fact, recent (…) [Read Full Article]


Canadian Businesses Turning to Flexible Benefits Plans

Posted on October 7th, 2019 by Mike Ignatz

While Canada continues to experience a growing multigenerational workforce, employers are currently trying to figure out how to not only encourage cohesion and collaboration among the generations, but also how to care for all of them. The needs and concerns of one generation do not necessarily overlap those of the (…) [Read Full Article]


Common Benefits Advisor Problems: Adding Value, Part One

As an advisor, there are many ways to add value for your clients.
Posted on July 26th, 2018 by Mike Ignatz

As a benefits broker, you know you need to consistently add value for your clients. And value means a lot more than just saving money—it’s about being a trusted advisor who educates and helps business owners make the best decisions for their unique situation. In this blog series, we will (…) [Read Full Article]


OHIP+: New Benefits for Children & Youth Coming Jan 1, 2018

Posted on December 19th, 2017 by Robert Crowder

Starting January 1st, 2018, the Government of Ontario will offer expanded drug benefits for children and youth. Under the new OHIP+: Children and Youth Pharmacare program, Ontario Drug Benefit (ODB) drugs will be fully covered, regardless of family income or student status. In anticipation of these changes, we’ve compiled a (…) [Read Full Article]


SelectFlex Benefits for Small Groups of 3 or More Employees

Employee Benefits Plan
Posted on June 9th, 2016 by Karen Taylor Smith

Our SelectFlex Benefits plan for small businesses has been very popular for groups of three or more. We have also found that groups of less than three are best served by an Executive Benefits Plan and/or Healthcare Spending Account Plus plan (HSAP) (read more in our previous blog, “Can a (…) [Read Full Article]


What Is a Healthcare Spending Account? [Video]

HCSA video image
Posted on July 2nd, 2015 by Karen Taylor Smith

A healthcare spending account (HCSA) is a benefits solution that can be used either as a complement to a core health and dental plan, or as a standalone option. What Is It? Essentially, an HCSA is a pool of money available to employees and their families, which an employer funds (…) [Read Full Article]


Do You Know These Details about Healthcare Spending Accounts?

Employee Benefits Plans
Posted on May 14th, 2015 by Robert Crowder

Are you considering a healthcare spending account (HCSA) for your business? Or maybe you already have one but you’re not sure about some of the finer details? Several key details of HCSAs are often overlooked – but knowing the ins and outs of an HCSA will help you (and your (…) [Read Full Article]


Stay Ahead of the Hiring Curve with Next Generation Benefits Plans

Custom benefits plans
Posted on November 12th, 2014 by Mike Ignatz

At The Benefits Trust, we have long been proponents of the need for customized benefits plans. Benefits plans should allow you to create groups within your group, and should be tailored to support your business goals and align with your organization’s compensation philosophy. An excellent recent article in Benefits Canada, (…) [Read Full Article]


The 3 Types of Healthcare Spending Account

HCSA
Posted on April 23rd, 2014 by Karen Taylor Smith

A healthcare spending account (HCSA or HSA) is a practical and effective benefits plan option that can serve as an alternative to, or an addition to, a conventional group health and dental plan. A plan design that includes HCSAs allows the employer to set a fixed budget for available benefits, (…) [Read Full Article]


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