Category Archives: Employee Benefits

Mental Health Benefits During A Pandemic

Posted on May 11th, 2021 by Robert Crowder

When the COVID-19 pandemic hit, it rocked the whole world to the core. It changed everything – from the way we do business to the way we spend our leisure time, how our kids go to school or learn virtually, how we shop and spend time with our friends and (…) [Read Full Article]

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Beware the “COVID-19 Adjustment Factor” in Your Next Renewal

Company Benefits Package
Posted on January 28th, 2021 by Robert Crowder

Last year, small businesses faced many challenges, including subsidizing big insurance companies during the start of the pandemic. Dental and paramedical service providers were shut down, except for emergency treatments. Though employees could not access these services, businesses were still expected to pay full premiums for benefits coverage. From March (…) [Read Full Article]

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A Post-Covid Strategy for Health and Benefits Plans

Office Strategy
Posted on October 1st, 2020 by Robert Crowder

In the September 2020 edition, our President, Robert J. Crowder, CLU GBA, was published in Workplace.ca, a leading publication on Canadian management and workplace resources. The topic discussed was how benefits advisors and business owners needed to plan for a post-Covid world for their health and benefits plans. Below is (…) [Read Full Article]

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Mitigating Risk in Your Client’s Benefits Plan Design – Part 1

Risk
Posted on September 24th, 2020 by Mike Ignatz

A benefits plan is a promise between an employer and their employee. As a trusted source of knowledge to your clients, your role as a benefits advisor is to help them keep that promise. You can achieve this by advising them on the optimal benefits plan design that will best (…) [Read Full Article]

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Case Study: Addressing Employee Demands for More Benefit Choices in Family Owned Business

Benefits Planning
Posted on February 21st, 2020 by Mike Ignatz

The client is a family-owned Canadian business in the logistics and distribution industry with over 70 employees, from labourers to professionals, key employees, and two generations of owners. From the beginning, it was clear to us that the diverse range of wages and salaries within the company would require a (…) [Read Full Article]

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Canadian Businesses Turning to Flexible Benefits Plans

Posted on October 7th, 2019 by Mike Ignatz

While Canada continues to experience a growing multigenerational workforce, employers are currently trying to figure out how to not only encourage cohesion and collaboration among the generations, but also how to care for all of them. The needs and concerns of one generation do not necessarily overlap those of the (…) [Read Full Article]

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Common Benefits Advisor Problems: Adding Value, Part Three

A large orchestra playing their instruments.
Posted on June 6th, 2019 by Mike Ignatz

In the first two parts of this series, we discussed how educating employers and employees leads to higher plan satisfaction, and why it’s important to know what you are shopping for before you shop the market. In the final part of this series, we will cover the various roles and (…) [Read Full Article]

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Common Benefits Advisor Problems: Adding Value, Part Two

A miniature gold shopping cart with out of focus background.
Posted on May 14th, 2019 by Mike Ignatz

In part one of our series on adding value, we talked about how educating employees and employers can lead to higher plan satisfaction. Today, we’ll focus on why you need to know what you are shopping for before you shop around. Know What You Are Shopping for before You Shop (…) [Read Full Article]

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April 2nd is National Employee Benefits Day 2018

Posted on March 28th, 2018 by Mike Ignatz

Happy National Employee Benefits Day from all of us at The Benefits Trust! Organized by the International Foundation of Employee Benefit Plans (IFEBP), this day recognizes trustees, administrators, benefits practitioners, and professional advisors for their dedication to providing quality benefits and the important role they play in their colleagues’ well-being. (…) [Read Full Article]

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OHIP+: New Benefits for Children & Youth Coming Jan 1, 2018

Posted on December 19th, 2017 by Robert Crowder

Starting January 1st, 2018, the Government of Ontario will offer expanded drug benefits for children and youth. Under the new OHIP+: Children and Youth Pharmacare program, Ontario Drug Benefit (ODB) drugs will be fully covered, regardless of family income or student status. In anticipation of these changes, we’ve compiled a (…) [Read Full Article]

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