Category Archives: Employee Benefits

Employer-Employee Relationships Are Changing. Is Your Benefits Plan?

The Employer-Employee Relationship Is Changing. Is Your Benefits Plan?
Posted on November 28th, 2016 by Robert Crowder

Gone are the days when employees would stay at one company for the entirety of their working career. According to Workopolis, frequent job changing is the new normal with 51% of people leaving any given role in two years or less. With this shift in employment habits, the employer-employee relationship (…) [Read Full Article]

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Do Employee Benefits Trump Higher Salaries for Millennials?

do perks really mean more to millennials than a higher salary
Posted on October 25th, 2016 by Mike Ignatz

Flexible hours, free lunches, and casual dress – do those perks really mean more to millennials than a higher salary? With millennials now making up the majority of Canada’s workforce, employers need to understand how to hire, retain, and engage them. Offering perks or employee benefits plans can help businesses (…) [Read Full Article]

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Robert Crowder Encourages Benefits Advisors to Offer HCSAs

Small Business Benefits Advisors to Offer Healthcare Spending Accounts
Posted on October 12th, 2016 by Mike Ignatz

A healthcare spending account (HCSA or HSA) is a great way for any business to customize their benefits plan to suit their compensation philosophy and business goals. It can complement a traditional core health and dental plan or it can be a standalone solution. It can be used to compensate (…) [Read Full Article]

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Your Benefits Plan Has a Drug Problem

Drug Plan
Posted on September 27th, 2016 by Robert Crowder

That’s right; your benefits plan has a drug problem. Specifically, there’s a storm brewing with expensive prescription drugs – and most employee benefits plans won’t be able to weather it without the right precautions in place. There’s no question about it, the cost impact of prescription drug plans is increasing (…) [Read Full Article]

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How Does ODB Work with a Benefits for Employees Over 65?

prescription medications benefits
Posted on September 15th, 2016 by Mike Ignatz

The Ontario Drug Benefit (ODB) program is a government program that helps certain individuals cover the cost of their prescription medications. The ODB includes over 4,400 prescription drugs, as well as some nutrition products and diabetic testing agents. Click here to access the Formulary database to search which drugs are (…) [Read Full Article]

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SelectFlex Benefits for Small Groups of 3 or More Employees

Employee Benefits Plan
Posted on June 9th, 2016 by Karen Taylor Smith

Our SelectFlex Benefits plan for small businesses has been very popular for groups of three or more. We have also found that groups of less than three are best served by an Executive Benefits Plan and/or Healthcare Spending Account Plus plan (HSAP) (read more in our previous blog, “Can a (…) [Read Full Article]

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How Employers Can Change Their Benefits Plan without Re-Enrollment

update benefits without re-enrollment
Posted on May 5th, 2016 by Mike Ignatz

Employers may want to make changes to their benefits plan for a variety of reasons. For example, they may be in search of more favourable pricing; in fact, a lot of advisors tell employers that they should “shop their benefits plan” every two to three years to attain the most (…) [Read Full Article]

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New! Balance Checker for HCSA Plan Members

Health Care Spending Accounts
Posted on April 29th, 2016 by Mike Ignatz

Does your benefits plan with The Benefits Trust include a healthcare spending account (HSA/HCSA)? You can now easily check the balance on your HSA through our website! Click here to access the HSA Balance Checker It’s simple: 1. Just enter your group number and your personal certificate number into the (…) [Read Full Article]

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How US Corporations Can Provide Benefits for a Canadian Employee

Employee Benefits
Posted on November 24th, 2015 by Mike Ignatz

American corporations expanding into Canada often hire a Canadian citizen to work for them within Canada and serve their Canadian customers. Due to significant differences in the healthcare systems between the two countries (e.g. Canada has province-sponsored medical benefits), US companies can be at a loss as to how to (…) [Read Full Article]

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Access to Publicly Funded In Vitro Fertilization for Women under 43

IVF
Posted on October 26th, 2015 by Karen Taylor Smith

A recent announcement in Ontario is good news for women under 43. Planned for the end of 2015, eligible Ontario women under 43 may have access to one round of publicly funded in vitro fertilization (IVF). The province is adding $50 million per annum to the current $20 million spent (…) [Read Full Article]

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