Tag Archives: Ontario

How to Ensure Your Older Child is Covered Under Your Benefits While in School

Posted on August 7th, 2013 by Karen Taylor Smith

If you have a child attending university or college full time, they can still be covered by your benefits plan as an “over-age dependent”. An over-age dependent is typically considered to be a child between the ages of 21-26 who still attends school full time at an accredited educational institution. (…) [Read Full Article]

Posted in Employee Benefits

Tags:Health Benefits, Ontario, Over-age dependent, Student health benefits

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The Many Ways to Share Benefits Plan Costs | Part Three | Annual Deductibles

Posted on March 21st, 2013 by Mike Ignatz

The third installment of our sharing benefits costs series is dedicated to annual deductibles. Previously in part one and two, we covered the advantages of payroll deduction and co-insurance, respectively. An annual deductible is a set amount that the employee is responsible to pay from their first claim of the (…) [Read Full Article]

Posted in Benefits Costs, Custom Plan Design, Employee Benefits

Tags:Canada, Co-Insurance, customized benefits, Ontario, Payroll Deduction, Toronto, Toronto Board of Trade

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March is Fraud Prevention Month

Posted on March 7th, 2013 by Mike Ignatz

The Canadian government is promoting March as Fraud Prevention Month, encouraging the public to learn how to recognize and report fraud in order to help stop it. “Recognize it. Report it. Stop it.” is both a slogan and a call to action for people to take fraud prevention into their (…) [Read Full Article]

Posted in Employee Benefits, Events, Fraud Prevention

Tags:#fpm2013, #hcfraud., Canada, Fraud prevention awareness campaign, Fraud Prevention Month, fraud prevention tips, Health Benefits, healthcare fraud, March, Ontario

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The Many Ways to Share Benefits Plan Costs | Part Two | Co-Insurance

Posted on February 21st, 2013 by Karen Taylor Smith

In our last blog we provided some insight into payroll deduction, and how it can be advantageous to employers who want to minimize benefits plan costs by sharing with employees. Today, we are addressing the topic of co-insurance. With co-insurance, the claimant and the benefits plan share the costs associated (…) [Read Full Article]

Posted in Benefits Costs, Custom Plan Design, Employee Benefits

Tags:Canada, Co-Insurance, customized benefits, Ontario, Share Benefits Plan Costs, Toronto

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Eligible Expenses Include:

Paramedical Practitioners: such as Physiotherapy & Massage Therapy.

Vision Care including Laser Eye Surgery, Contact Lenses, Glasses & Examinations.

Medical Facilities including Convalescent Homes & Substance Abuse Facilities.

Medical Devices such as Orthotics, Hearing Aids & CPAP machines.

Nursing Care to help you recuperate in the comfort of your own home.

Expenses Related to Disabilities including special programs tuition, tutoring and home or vehicle modifications.

Dental Services Orthodontic & Major Services including Dental Implants.

Out of Country Expenses for non-emergency expenses while travelling.

Prescription Drugs excluding only over-the-counter medication.

PHSP Premiums including any employee-paid premiums for health care or dental care benefits.

Private Hospital Room

Our Administration Fee is All Inclusive

Claims submission by mobile claims app, online claims portal, email, fax, and mail.

Daily claims adjudication and payment.Claims will be processed within 1-3 business days, 99% of claims are processed in-house within 24 hours.

Claims payments by direct deposit or cheque.

Employee and administrator inquiries handled by our client service specialists through telephone, fax and email interaction.A member of the Benefits Trust client service team will answer your call, you will not have to navigate a system to find a human being to speak with.

Maintenance of accurate employee benefit records, including Life Insurance beneficiaries.

Monthly billing statements (by division and by department as required), identifying benefits costs for each employee in each division.

Account changes and billing adjustments carried out by The Benefits Trust.

Formal benefits plan documentation to satisfy all legislative requirements concerning private health services plans prepared by The Benefits Trust contract specialists.

Complete Administration Manual which clearly outlines procedures and provides forms for notification of employee status changes.

Online administration for enrollments, changes, and terminations.

Monthly financial status reporting, including the current month, year to date, and prior year to date for on-going monitoring and trend analysis.

Employee information meetings at implementation, and regularly as needed.

Employee communication materials such as benefits brochures and booklets, announcement memos.

Wallet certificate cards provide each member with their contract number and individual certificate number, coordinated with electronic dental.

Facilitating insurance claims with the various carriers.

Tag Archives: Ontario

How to Ensure Your Older Child is Covered Under Your Benefits While in School

The Many Ways to Share Benefits Plan Costs | Part Three | Annual Deductibles

March is Fraud Prevention Month

The Many Ways to Share Benefits Plan Costs | Part Two | Co-Insurance

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Eligible Expenses Include:

Our Administration Fee is All Inclusive

Tag Archives: Ontario

How to Ensure Your Older Child is Covered Under Your Benefits While in School

The Many Ways to Share Benefits Plan Costs | Part Three | Annual Deductibles

March is Fraud Prevention Month

The Many Ways to Share Benefits Plan Costs | Part Two | Co-Insurance

Stay Connected!

Popular Blogs

Recent Posts

Categories

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Eligible Expenses Include:

Our Administration Fee is All Inclusive