by Mike Ignatz | Mar 21, 2013 | Benefits Costs, Custom Plan Design, Employee Benefits
The third installment of our sharing benefits costs series is dedicated to annual deductibles. Previously in part one and two, we covered the advantages of payroll deduction and co-insurance, respectively. An annual deductible is a set amount that the employee is...
by Karen Taylor Smith | Feb 21, 2013 | Benefits Costs, Custom Plan Design, Employee Benefits
In our last blog we provided some insight into payroll deduction, and how it can be advantageous to employers who want to minimize benefits plan costs by sharing with employees. Today, we are addressing the topic of co-insurance. With co-insurance, the claimant and...