Healthcare Spending Accounts (HSA)

Healthcare Spending Accounts for
Businesses of 1 to 101 Employees

(You can still call us if you have a few more)

Healthcare Spending Accounts (HSA) are an increasingly popular alternative to conventional group health and dental plans.  They are practical, affordable, flexible, and cost-effective ways to meet the changing needs of employers and the diverse needs of employees.

An HSA helps employers customize a flexible benefits plan for employees:

Employer Control  As an employer, you have complete control over costs.

Groups within Your Group  Like you, we see employees as individuals.  You customize HSAs to match your compensation philosophy, improve employee retention, reward performance, and provide tax advantages to owners.

Employee Options  You decide how many dollars your employees have to spend, while providing a world of choice in how to spend it.  Let them decide how to use their own benefits and they’ll love you forever.

Combine with Core Plans  Want to mix and match?  You can have basic coverage for dental and extended healthcare, and add a Healthcare Spending Account for flexibility.

Ultimately, the Benefits Trust helps successful business owners build a better benefits plan than they can get anywhere else.

>> Complete the form to receive our free informative whitepaper entitled, “How to Choose the Right Amount for Your Healthcare Spending Account: Three Easy Steps”.

        


 
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Eligible Expenses Include:

  • Paramedical Practitioners: such as Physiotherapy & Massage Therapy.
  • Vision Care including Laser Eye Surgery, Contact Lenses, Glasses & Examinations.
  • Medical Facilities including Convalescent Homes & Substance Abuse Facilities.
  • Medical Devices such as Orthotics, Hearing Aids & CPAP machines.
  • Nursing Care to help you recuperate in the comfort of your own home.
  • Expenses Related to Disabilities including special programs tuition, tutoring and home or vehicle modifications.
  • Dental Services Orthodontic & Major Services including Dental Implants.
  • Out of Country Expenses for non-emergency expenses while travelling.
  • Prescription Drugs excluding only over-the-counter medication.
  • PHSP Premiums including any employee-paid premiums for health care or dental care benefits.
  • Private Hospital Room