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CUSTOM-BUILT PLANS FOR THE CONSTRUCTION INDUSTRY

Builders Benefits Plans

Businesses in the building industry often struggle to source adequate and cost-effective benefits for themselves and their employees. The Benefits Trust has built a plan designed to help you set up an affordable package for your employees that meets their unique needs.

What is the Builders Benefits Plan?

The building industry requires specific coverage to meet the needs of its employees. Small and mid-sized businesses can’t rely on a standard benefits plan, as it doesn’t consider the type of coverage builders need and often provides benefits that don’t apply.

The Builders Benefits Plan has been designed to be an affordable option for businesses in the building industry to provide adequate benefits for their team. This customizable plan allows you to provide comprehensive coverage for the essentials, showing your employees that you understand their needs and are ready to support them.

INVEST IN THE BUILDERS BENEFITS PLAN

BUILDERS BENEFITS PLAN DETAILS

Builders Benefits Plan

For companies that want coverage that supports the unique needs of the construction and building industry.

Visit the Plan Website

Plan Highlights

  • Offer coverage that extends to meet the needs of you and your employees, with different coverage options available.
  • Added flexibility with Health Care Spending Accounts for enhanced coverage.
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Coverage Amount

  • Conventional coverage limits and percentage paid (e.g. 80%).
  • HSA limit is fixed by employer and can only be changed at annual renewal.
  • HSA expenses will be paid at 100% up to set limit.

Fee

  • No setup fees, annual fees, per-claim fees, or fees for booklets.
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What’s Covered?

The TBT Builders Benefits Plan is there to protect you and your employees financially from accidents on or off the job:
  • Accident Income Replacement
  • Accidental Death And Dismemberment
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Optional Coverage

Optional coverage can include the following:

Online Or Smartphone App Claim Submission?

Yes

Benefits Card?

Yes

Pay-Direct Drug Card

Yes

Common Questions

Am I eligible?
Yes, if you own and operate a profitable Canadian business in the building industry and have 3 or more full-time employees (including yourself).
As the owner, what are the advantages of setting up a benefits plan through my business?
You already pay for medical and dental expenses for you and your family, so doesn’t it make sense to pay them through your business in the most tax-effective way possible?

If you add a Health Care Spending Account, you can use it to make sure all your health and dental care expenses (including the portions not covered by the main plan) are covered and 100% of the cost is a tax-deductible business expense when administered through a benefits plan.

What about my employees?
A benefits plan is seen as a valuable part of the compensation by employees. It helps attract and retain them, especially in a tight job market. In fact, this plan is unique in the building industry, offering coverage you can’t find anywhere else. Your employees will see that you care and they’ll feel more confident knowing they have some financial protection in case of an accident, in addition to coverage for day-to-day prescription drug and dental expenses.

You can build your plan with different benefits for different groups of employees. You’ll save money and gain protection for your family and employees.

What if I have multiple business partners?
No problem. Our plan can accommodate all partners. We will work with you to find what works best for you.
LET’S TALK

Interested in the Builders Benefits Plan for Your Business?

Call us for a 10-minute chat or submit a callback form.

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We Can Match Your Existing Plan

Keep the benefits blueprint you trust while enhancing it to make it exactly what you need it to be. Our team can quickly adjust and change your existing plan to work perfectly for you.

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Most Traditional Employee Benefits Plans Look the Same

Consider the following when choosing a new plan.
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Cost

Budgets are always on the minds of small business owners – and we can’t blame them! At The Benefits Trust, we provide the most value and maximize cost efficiency with customized plans that cater to the needs of your employees.

Service

Delivering more value means more than offering comprehensive employee benefits. It means creating a partnership with your provider that’s based on dedicated representative customer service. It means flexibility in the solutions we offer and responding to your inquiries immediately.

Plan Design

We think outside of the traditional benefits box. Our clients (and their employees) enjoy custom benefits plans that have been specifically designed to cater to business and employee needs and goals.

Support

At The Benefits Trust, we prioritize unparalleled support for our clients. Think of us as your benefits department; from the initial setup to ongoing management, we ensure your benefits plan runs smoothly.
Watch and Learn How

The Benefits Trust Creates a Custom Benefits Plan to Meet Your Company’s Needs

With a third-party administrator like us:
  • You pay for the insurance you want
  • You only pay for the claims you have
  • Administrative costs are fixed and transparent
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Have an Inquiry About Our Plans?

Navigating benefits can be complex; lean on us for clear, concise answers to all your plan-related questions.

Call us at 1-800-487-2993

Email us at [email protected]

Regular Hours of Operation
Monday – Friday 8:30am – 5:00pm

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What’s Covered?

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