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ADVISORS

Tools and Resources to Support Benefits Advisors

At The Benefits Trust, we work in tandem with benefits advisors, ensuring they have the tools and knowledge to provide benefits plans that align with their clients’ strategic needs.

I'M NEW TO WORKING WITH THE BENEFITS TRUST

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Unlike some providers who might sideline advisors, we recognize and value the indispensable role of a professional advisor in identifying optimal solutions for clients.

Our team is ready to support you, whether it’s through attending client meetings with you or with our tools and resources.

Explore our helpful tools and see the benefits of working with The Benefits Trust.

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Case Studies

Dive deep into real-world scenarios and see how our plans help businesses Canada-wide.
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Educational Sessions

Enhance your knowledge with our educational Zoomcasts, providing expert insight and helping you earn CE credits.
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Sample Documents

Access a wealth of information with our comprehensive sample documents, designed to guide advisors.
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Educational Materials

Initiate impactful dialogues with our curated learning tools and conversation starters, perfect for engaging your clients.
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ASO Group Applications

Group Master Application Form

Enrollment Form

Pre-Authorized Payment Form

For Group Plans including Health Care & Dental Care Plan Designs, Health Care Spending Accounts, Modular and Flexible Plans. Other forms can be found in the Administrator Resource Centre.

The Smart Business Owner Benefits Plan

Smart Benefits Plan Overview & Enrollment 

Smart Business Plan Worksheet

For small companies with one to a handful of people.

  • Choose unlimited coverage or a Health Care Spending Account (HSA) for owners.
  • Maintain cost control for the employee class with HSAs.
  • Includes Out of Country coverage and Catastrophic Drug Coverage.
  • Includes drug cards and monthly detailed financial reporting.

Health Care Spending Account Plus Application

Now included in the Smart Business Owner Benefits Plan (see above).

Executive Benefits Plan Master Application

Now included in the Smart Business Owner Benefits Plan (see above).

Frequently Asked Questions

Navigate our FAQ section to find answers to the most common questions we encounter from clients.

General questions

When do you pay commissions?
Commissions are paid monthly as earned
What commissions do you pay?
Commissions are based on what you request at time of quote
Will you work with an MGA?
Yes, but we do not pay overrides
Will you come to meetings/renewals with me?
Yes, we are here to support the advisor and the client/
Will you come to our office to present to our advisors?
Yes. If you have 5+ advisors or more in the office, we can issue CE credits.
What services do you provide as a TPA?
We are a full-service TPA with relationships with the top 20 insurance providers in Canada. All health and dental claims are adjudicated in-house (with the exception of drug cards with ClaimSecure).
What kind of training and support do you provide to HR staff and employees?
Anything HR staff/business owners require within our scope, we can accommodate training for.
Does The Benefits Trust pay commissions on Cost Plus?
Yes

Existing Business (In-Force)

How do we make plan design changes?
Reach out to your Administrator or Benefits Trust sales representative to discuss plan design changes.
How do we make an amendment to an existing plan?
Contact your Benefits Trust Plan Administrator.
What happens if an employee has a coverage question or issue?
Call us at 416-498-7723. We pick up the phone!
How do we adjust an unlimited plan budget?
Adjustments can be made during the year if needed. An email to your sales representative with the new budget amount will suffice.

New Business (Quotes)

What is the minimum number of employees needed to quote a group plan?
We can quote groups down to 1 employee.
What is the minimum annual funding amount required?
We require a minimum group annual budget of $3,000.
What information do you require to quote?
For existing coverage, please provide standard details such as renewal information (including claims experience), current and renewal rates, plan design, and employee data in an Excel sheet.
What is your standard quote turnaround times?
If we have everything we need to quote, our turnaround time is typically 3-5 business days. However, if we need to go to market for pooled lines, we are subject to the turnaround times of our carrier partners. If you need a quote immediately, let us know and we can expedite.
Do you offer any rate guarantees?
On the ASO health and dental, we do not offer rate guarantees. However, rate guarantees may be available on pooled lines
What are your admin fees?
It depends on commission, volume, and complexity of case. Generally, our admin fee is usually between 7% and 12% plus commission on top.
What insurance carriers do you deal with?
See our list of carrier partners here: https://thebenefitstrust.com/our-partners.
What is the turnaround time on a new group implementation?
Our turnaround time on average is anywhere between 2-6 weeks. This is completely case-dependent based on size and complexity.
I'm new to working with The Benefits Trust - what do I need to know?
Check out this page for more details: https://thebenefitstrust.com/advisors/are-you-new-to-working-with-the-benefits-trust/.

Not an advisor? Visit our dedicated pages for Plan Administrators and Plan Members below!

Plan Administrator
Plan Members
Tools and Support for Benefits Advisors

Live Educational Sessions on Insurance and Employee Benefits

Explore complex concepts with ease, gain insights into optimizing coverage, and make informed decisions that secure your clients’ future. Unlock the knowledge to navigate the realm of insurance confidently, all while earning your CE credits.
EXPLORE OUR ZOOMCASTS

Still Have Questions? We’re Happy to Help!

Reach out and one of our advisors will connect with you for any support you might require.

Call us at 1-800-487-2993

Email us at [email protected]

Regular Hours of Operation
Monday – Friday 8:30am – 5:00pm

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