We help successful business owners build a better benefits plan than they can get anywhere else.

As Third Party Administrators, we offer alternatives to traditional employee benefits plans including Healthcare Spending Accounts and Administrative Services Only plans that match your compensation philosophy, your budget, and the strategic needs of your business.

Our clients are small and mid-sized businesses across Canada who want a unique, custom employee benefits solution that gives the employer more control and flexibility.  Through properly designed plans, our clients enjoy group benefits that are not merely an expense, but also a tax-effective strategic advantage that is tied directly into your compensation philosophy.

We invite you to visit our resources centres for business owners, employees, administrators, and advisors to help you find the information you need to build a better benefits plan than you can get anywhere else.

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Eligible Expenses Include:

  • Paramedical Practitioners: such as Physiotherapy & Massage Therapy.
  • Vision Care including Laser Eye Surgery, Contact Lenses, Glasses & Examinations.
  • Medical Facilities including Convalescent Homes & Substance Abuse Facilities.
  • Medical Devices such as Orthotics, Hearing Aids & CPAP machines.
  • Nursing Care to help you recuperate in the comfort of your own home.
  • Expenses Related to Disabilities including special programs tuition, tutoring and home or vehicle modifications.
  • Dental Services Orthodontic & Major Services including Dental Implants.
  • Out of Country Expenses for non-emergency expenses while travelling.
  • Prescription Drugs excluding only over-the-counter medication.
  • PHSP Premiums including any employee-paid premiums for health care or dental care benefits.
  • Private Hospital Room