Get a Comprehensive Health Assessment through Your Benefits Plan

Karen Taylor Smith is the Senior Manager, Group Benefits at The Benefits Trust. She has worked with The Benefits Trust since 1997, using her deep knowledge of employee benefit plans to customize the right solutions for businesses. Karen speaks, blogs, and contributes regularly to various media outlets on group benefits and compensation topics.

Get a Comprehensive Health Assessment through Your Benefits Plan

A recent article from Benefits Canada discusses the importance of a regular comprehensive health assessment (CHA). A CHA involves 12-15 diagnostic tests necessary to assess the state of your health for the next year. CHAs can be crucial for spotting health problems early.

The author points out research showing that healthier companies’ financial performanceBenefits Plan for Your Organization exceeds that of the overall market performance, and suggests using the CHA as a talent acquisition and retention strategy.

Rather than paying the direct cost of the assessment (a CHA from The Medcan Clinic will cost $2,595), there are tax advantages to including a CHA in your organization’s benefits plan. Benefits plan premiums are tax-deductible to the employer, and eligible medical expenses reimbursed through a properly defined benefits plan are not a taxable benefit to the employee.

There are a number of strategies for including expenses like the CHA in a benefits package:

Each of these strategies has advantages, both for employers and employees. Your benefits provider can help you determine the plan that best meets the needs of your company and your employees.

At The Benefits Trust, we believe in the importance of preventative care and early detection. We have helped many clients incorporate CHAs into their benefits packages.

>> The Benefits Trust will help you build a better benefits plan than you can get anywhere else. Contact us to customize the perfect plan for your organization.

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