Tag Archives: health care

Changes Coming to OHIP in 2020

Health Care
Posted on November 26th, 2019 by Mike Ignatz

This has been a year of change for provincial health care under the Ontario government, with the trend continuing and no stone remaining unturned – including OHIP coverage. With many changes already having taken place in 2019, and a few still to come at the start of 2020, several services (…) [Read Full Article]

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April 7th is World Health Day

Elderly Gentleman
Posted on April 6th, 2012 by Mike Ignatz

World Health Day was established by the World Health Organization (WHO) as a worldwide campaign, Inviting all who want to participate, to focus on a sole health challenge with global impact. They encourage us to spend one day, April 7th, devoted to raising awareness and to increase our knowledge on (…) [Read Full Article]

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National Employee Benefits Day on April 2nd, 2012

Employee Benefits Day
Posted on March 26th, 2012 by Mike Ignatz

National Employee Benefits Day, recognized both in Canada and U.S, will be celebrated on April 2nd this year. The annual holiday was established by the International Foundation of Employee Benefit Plans (IFEBP) in 2004 as a way for plan sponsors, such as trustees, administrators, corporate benefits practitioners and professional advisors, (…) [Read Full Article]

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How Stop Loss Insurance Protects Employee Benefits Plans

Stop Loss Insurance
Posted on February 29th, 2012 by Karen Taylor Smith

New innovations in health care are creating new opportunities for treatment, but also new risks that call for specific insurance protection. Prescription drugs for certain medical conditions such as rheumatoid arthritis, cancer, and multiple sclerosis, are now being prescribed at a cost of $30,000 per year and more. If these (…) [Read Full Article]

Can Benefits Plan Design Reduce Fraud?

Benefits Fraud Prevention
Posted on January 30th, 2012 by Mike Ignatz

There is a sign at the gas station across the street from our office that states “fuel theft affects us all.” Healthcare claim fraud is no different – as the ultimate cost of fraudulent claiming is higher premiums or a reduction in coverage for everyone. Fraud, unfortunately, is a constant (…) [Read Full Article]

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The Joy of Executive Benefits

Employee Benefits
Posted on December 23rd, 2011 by Mike Ignatz

To control costs, most conventional plans include specific maximums for expenses including paramedical services, vision care, major restorative dental, and orthodontics. Such restrictions may not be appropriate for business owners and executives who will then be out of pocket for amounts over these maximums. To pay for these expenses, a (…) [Read Full Article]

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Custom Group Benefits Plans: Why They’re Not Just for Big Business (in less than 293 words)

Group Benefits
Posted on November 14th, 2011 by Mike Ignatz

We’re often surprised here at The Benefits Trust by how many companies and advisors believe that a customized group plan is beyond the reach of small business. While this may have been true many years ago, it’s certainly no longer the case. To understand why, we need to go back (…) [Read Full Article]

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The Cost Advantages of Budgeted ASO for Small Employers

Administrative Services Only
Posted on September 30th, 2011 by Mike Ignatz

Historically, self-funded or administrative services only (ASO) contracts for group benefits have been the domain of “big business”.  But smaller employers are demanding greater transparency and flexibility from benefits providers.  Budgeted ASO plans are increasingly popular in response to these demands. The key pricing factors to consider when comparing benefits (…) [Read Full Article]

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Tips for Travelling

Canadian Traveler, Insurance, travel insurance
Posted on July 18th, 2011 by Mike Ignatz

Travel medical insurance continues to be very important for Canadians traveling outside of their home province.  If you are traveling outside of your home province, consider these tips: Find out if your group benefits plan includes travel medical insurance. Check your employee benefits booklet, ask your plan administrator, or call (…) [Read Full Article]

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Happy Canada Day!

Canada Day
Posted on June 28th, 2011 by Mike Ignatz

We live in a country where opportunities for travel abound. This might take the form of day trips to a local park; road trips across our many provinces and territories; or trips to destinations around the world. Travel can be an adventure and a learning experience. As Canadians, we feel (…) [Read Full Article]

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