by Robert J. Crowder CLU, GBA | May 20, 2025 | ASO Benefit Plans, Benefits Costs
Traditional group insurance plans might look attractive on the surface, but the numbers rarely tell the full story. For business owners with a long-term outlook, an Administrative Services Only (ASO) plan offers something better than price, it offers value. Not just...
by Robert J. Crowder CLU, GBA | Nov 25, 2024 | Benefits Costs
The specialty drugs market is changing, and managing the costs of high-expense drug claims has become a focal point for employers looking to preserve benefits and keep plans sustainable. As a benefits advisor, this presents you with an excellent opportunity to provide...
by Mike Ignatz | Oct 7, 2019 | Benefits Costs, Employee Benefits, Executive Benefits, Flexible Benefits
While Canada continues to experience a growing multigenerational workforce, employers are currently trying to figure out how to not only encourage cohesion and collaboration among the generations, but also how to care for all of them. The needs and concerns of one...
by Mike Ignatz | Mar 22, 2019 | Benefits Costs, News
Ontario dental fees have been climbing annually, and 2019 is no exception. This year, the rates set by the Ontario Dental Association will increase by 4.19%. Dentists use the Provincial Dental Fee Guide to determine the rates they charge for services, while insurers...
by Mike Ignatz | Oct 24, 2018 | Benefits Costs
Spending on dental-related expenses has risen significantly over the past two decades, jumping from $2.3 billion in 1996 up to $7.9 billion in 2016. In fact, dental benefits accounted for 24 per cent of the total spent on extended health services by group or...
by Robert J. Crowder CLU, GBA | Feb 23, 2018 | Benefits Costs, Custom Plan Design
Groups such as religious organizations, not-for-profits, and charities often have specific needs for their healthcare plans that conventional off-the-shelf plans cannot accommodate. Benefits plan advisors have a great opportunity to offer customized benefits to this...
