by Robert J. Crowder CLU, GBA | Nov 4, 2022 | Stop Loss
Health benefits are essential components of any well-rounded compensation package. And while they’re helpful for any employee who needs coverage of medical and health care expenses, employers also need to ensure they’re protected against the potentially catastrophic...
by Robert J. Crowder CLU, GBA | Oct 26, 2017 | Fraud Prevention, Stop Loss
People often view insurance fraud as a victimless crime, affecting big companies rather than small businesses and employees. They couldn’t be more wrong! Fraud raises premiums for both employers and employees—everyone pays the price. According to the Canadian Health...
by Robert J. Crowder CLU, GBA | Oct 4, 2017 | Coordination of Benefits, Stop Loss
Every benefits broker has had the stressful experience of having to tell their clients that premiums are increasing – clients certainly aren’t happy to hear this news, you’re going into the conversation already on the defense, and sometimes the relationship you’ve...
by Karen Taylor Smith | Feb 29, 2012 | Benefits Costs, Employee Benefits, Stop Loss
New innovations in health care are creating new opportunities for treatment, but also new risks that call for specific insurance protection. Prescription drugs for certain medical conditions such as rheumatoid arthritis, cancer, and multiple sclerosis, are now being...
