by Robert J. Crowder CLU, GBA | May 20, 2025 | ASO Benefit Plans, Benefits Costs
Traditional group insurance plans might look attractive on the surface, but the numbers rarely tell the full story. For business owners with a long-term outlook, an Administrative Services Only (ASO) plan offers something better than price, it offers value. Not just...
by Robert J. Crowder CLU, GBA | Apr 24, 2025 | ASO Benefit Plans, News
“Normal is just a setting on your dryer.” That phrase captures the confusion surrounding Administrative Services Only (ASO) benefits plans. Many advisors view ASO as unpredictable or limited to large corporations. The real risk lies in continuing to place clients into...
by Robert J. Crowder CLU, GBA | Apr 2, 2024 | ASO Benefit Plans, Case Study
At The Benefits Trust, our primary aim is to help successful business owners build better benefits plans than they can find anywhere else. We do this by tailoring and customizing plans, as opposed to the traditional, one-size-fits-all solutions larger insurance...
by Robert J. Crowder CLU, GBA | Dec 6, 2023 | ASO Benefit Plans, Case Study, Custom Plan Design, Employee Benefits, Executive Benefits, Healthcare Spending Accounts
Southern Ontario is a land of endless opportunities, brimming with business activity and a vibrant economy. In this thriving environment, employee benefits advisors have a unique chance to make a significant impact, especially in the market of businesses with 1-100...
by Robert J. Crowder CLU, GBA | Jul 28, 2021 | ASO Benefit Plans, Custom Plan Design, Employee Benefits, Flexible Benefits
This past year our lives have undergone extraordinary change, thanks to the COVID-19 pandemic that has shaken the globe. As a result, the world of healthcare has changed drastically, with this global health crisis flooding emergency rooms and standard medical...
by Robert J. Crowder CLU, GBA | Jan 28, 2021 | ASO Benefit Plans, Employee Benefits
Last year, small businesses faced many challenges, including subsidizing big insurance companies during the start of the pandemic. Dental and paramedical service providers were shut down, except for emergency treatments. Though employees could not access these...