by Robert J. Crowder CLU, GBA | Mar 14, 2017 | Employee Benefits
People are increasingly working beyond the traditional “retirement age”. With employees staying on as they get older, many business owners aren’t sure about the rules for their benefits plans. In fact, since many traditional benefits plans terminate at age 70, most...
by Mike Ignatz | Dec 14, 2016 | Employee Benefits
Canadian health benefit plans can do a lot more to keep up with employees’ changing needs and expectations, revealed this year’s Sanofi Canada Healthcare Survey. The annual survey asks 1,500 primary holders of group health benefits plans across the country to rate...
by Robert J. Crowder CLU, GBA | Nov 28, 2016 | Employee Benefits
Gone are the days when employees would stay at one company for the entirety of their working career. According to Workopolis, frequent job changing is the new normal with 51% of people leaving any given role in two years or less. With this shift in employment habits,...
by Mike Ignatz | Oct 25, 2016 | Employee Benefits
Flexible hours, free lunches, and casual dress – do those perks really mean more to millennials than a higher salary? With millennials now making up the majority of Canada’s workforce, employers need to understand how to hire, retain, and engage them. Offering perks...
by Mike Ignatz | Oct 12, 2016 | Employee Benefits, Healthcare Spending Accounts
A healthcare spending account (HCSA or HSA) is a great way for any business to customize their benefits plan to suit their compensation philosophy and business goals. It can complement a traditional core health and dental plan or it can be a standalone solution. It...
by Robert J. Crowder CLU, GBA | Sep 27, 2016 | ASO Benefit Plans, Benefits Costs, Employee Benefits
That’s right; your benefits plan has a drug problem. Specifically, there’s a storm brewing with expensive prescription drugs – and most employee benefits plans won’t be able to weather it without the right precautions in place. There’s no question about it, the cost...