by Robert J. Crowder CLU, GBA | Dec 19, 2017 | Coordination of Benefits, Employee Benefits, Flexible Benefits, News
Starting January 1st, 2018, the Government of Ontario will offer expanded drug benefits for children and youth. Under the new OHIP+: Children and Youth Pharmacare program, Ontario Drug Benefit (ODB) drugs will be fully covered, regardless of family income or student...
by Robert J. Crowder CLU, GBA | Dec 11, 2017 | News
From the team at The Benefits Trust, wishing a very happy holiday season filled with joy to our benefits members and advisors. Here’s to health and happiness in the New Year! Please be advised of our special holiday hours, in the event you or your employees have claim...
by Robert J. Crowder CLU, GBA | Oct 26, 2017 | Fraud Prevention, Stop Loss
People often view insurance fraud as a victimless crime, affecting big companies rather than small businesses and employees. They couldn’t be more wrong! Fraud raises premiums for both employers and employees—everyone pays the price. According to the Canadian Health...
by Robert J. Crowder CLU, GBA | Oct 4, 2017 | Coordination of Benefits, Stop Loss
Every benefits broker has had the stressful experience of having to tell their clients that premiums are increasing – clients certainly aren’t happy to hear this news, you’re going into the conversation already on the defense, and sometimes the relationship you’ve...
by Robert J. Crowder CLU, GBA | Sep 21, 2017 | Benefits Costs, Employee Benefits, Third Party Administration
A Third Party Administrator (TPA) is an organization that manages employee group benefit plans on behalf of an employer. A TPA can provide more cost-effective and flexible group insurance administration for small and mid-sized businesses than larger traditional...
